Income, bills and margin
See what may be left this month
Review income, spending and upcoming recurring bills in one household view. Use cash-flow estimates to plan, then correct items when your month changes.
In short
UniFi shows income, spending and expected recurring bills to help you estimate what remains. The forecast changes with your data and is not a guaranteed bank balance.
Sample household. Your figures depend on your connected accounts and entered details.
How it works
Cash flow, step by step.
Review money in and out
Use recorded income and spending to see the gap between what arrives and what the household spends.
Money in and out
May 2026 · sample
Income
$8,361.10Giving
$795.00Spending
$2,784.65Savings
$800.00Remaining
$3,981.45
Correct recurring items
UniFi detects patterns in your ledger. You can correct, hide or add recurring items when a bill or income pattern changes.
Bills
Upcoming · sample household
Rocket Mortgage
Monthly · Jun 22
$1,980.00PG&E
Monthly · Jun 27
$142.07Verizon
Monthly · Jun 18
$90.00
Check the period you need
Reports cover a chosen date range, including quarters and years. Use them to review the figures behind your plan.
Reports
Sample household
| Month | Income | Outflow |
|---|---|---|
| Mar | $8,361 | $3,884 |
| Apr | $8,361 | $3,848 |
| May | $8,361 | $4,380 |
More tools
Keep exploring.
Put it into practice.
Size your emergency fund around essential expenses
Set an emergency fund target from your essential expenses and income stability. Compare cash-buffer examples, choose a first milestone, and plan to refill it.
Plan giving first, then make the rest of the budget fit
Put giving into your budget before deciding what is available to spend. Learn how to balance essential bills, debt, savings, and changing household income.
Questions people ask.
Is the cash-flow forecast guaranteed?
No. It depends on recorded activity and expected recurring items. Bank delays, irregular income and unexpected expenses can change the result.
Can I correct a recurring bill?
Yes. Recurring items can be corrected, hidden or added. Review the list when an amount, date or subscription changes.
How often do bank transactions update?
UniFi syncs through Plaid as data becomes available. Timing varies by institution; a purchase may not appear immediately.
Can my spouse use it too?
Yes. A spouse is included on every plan. Invite them from Settings so each of you can sign in to the same household.
What does UniFi cost?
Steward is $7.99 a month billed annually or $11.99 billed monthly. Steward+ is $13.99 a month billed annually or $19.99 billed monthly. Both include a spouse and a 7-day free trial.
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